What is it?
Social credit is the points system which was introduced in the UK in January 2019 by the Department of Community and Culture. It is a points system which scores you on the way you live, the decisions you make, the choices and actions you make, and the people you associate with and interact with.
How does it work?
As of January 2019 every UK citizen has a Social Credit score assigned to them by the Government. The Government and private companies can use your Social Credit score to make decisions about you. These decisions can affect things such as:
- your ability to rent a home or pay a deposit
- how you make purchases both online and offline
- your relationship to government departments such as the Passport Office and DWP
- access to healthcare and medical treatment or attention
Your Social Credit system is based on the information about you which is known to the Government. These things include:
- the electoral roll
- tax and benefit payments
- criminal records
- property ownership
- your travel history
You can increase your Social Credit score and points by agreeing to share the following information with the Government:
- information from your credit and debit card purchases
- communications and health information via your computer, tablet or smartphone
- energy usage data from your smart meter
- your viewing and listening history from streaming companies
This information helps the Government and artificial intelligence and machine learning systems trust you, your friends and your family. You can also get fun tips on how to increase your score on a social credit app.
Your social credit score is also affected by the scores of other people you live with, work with, and spend time with. Everyone's score is public by default. You can check it on your social credit app so you can make informed decisions about your life. You can hide your score but this can often cause your score to drop.
You can also lose points if you do any of the following:
- engage in disruptive or non-cooperative actions
- hide or conceal your data
- undertake or carry out decisions which harm others
It's also important to understand that the Social credit scores of the people you associate with can affect your Social Credit score and you can lose points by associating with such people. You can formally disassociate with such people via a social credit app.
If your Social Credit score falls you may find it harder to access the services of the government and private companies. This can lead to restrictions imposed on getting access to healthcare, getting things done by government departments, claiming benefits, travelling, making purchases, finding somewhere to live, finding employment, accessing the internet, using a mobile network, and even dating.
The system of Social Credit will become more widespread and common as 5G technology is rolled out from late 2019 and early 2020.